Employment Practices Risk Management

Protecting your business at every step

Comprehensive program protects against employment risk

Employment-related claims are a standard hazard of being an employer. In fact, businesses with fewer than 100 employees can expect an employment practices claim every three years.1 Defending a claim, even when baseless, is not painless or cost-free. Average settlement awards are more than $250,000 and average judgments are upwards of $450,000.TriNet helps you prevent, cover, and mitigate claims with a comprehensive program.

1Spotlight on the U.S. Employer Practices Liability Insurance Market, Advisen Ltd., Sept. 2014
22015 Hiscox Guide to Employee Lawsuits, Hiscox Inc., 2015

Claims Prevention

Claims prevention through education and best practices is an effective way to limit the likelihood of a claim. TriNet’s HR team provides personalized guidance drawing from extensive experience. TriNet also includes access to an online Reference Library, powered by the nation’s leading employment law firm, Littler Mendelson, providing robust self-service resources.

TriNet HR team

  • Helps you avoid claims through personalized guidance on best practices for performance, discipline, and terminations
  • Review potential issues or concerns
  • Prepare HR summaries of issues reviewed and provide HR best practice recommendations

TriNet Reference Library powered by Littler Mendelson

  • Accessible through TriNet platform
  • Web-based training modules
  • State-specific HR forms 
  • Employment policies, handbooks, and supplements
  • Employment law resources and legal updates
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Claims Coverage

Employment-related claims are an unfortunate reality of being an employer. Approximately 90,000 discrimination charges are filed with the Equal Employment Opportunity Commission (EEOC) every year.3 In the event of a claim, TriNet limits your exposure with Employment Practices Liability Insurance (EPLI) and helps manage the process.

  • $1 million employment practices liability coverage
  • Management of claims reporting and insurance adjusters

3EEOC website, accessed November 2016.

Claims Mitigation

Defending a claim, even unfounded, takes time and energy devoted to understanding the nuances of a law and building your case effectively. TriNet’s legal team helps manage hundreds of claims every year and has a powerful impact on results. Matters managed by TriNet Legal result in average costs 90% lower than national averages.

TriNet Legal team

  • Seamless management of case progress and resolution, including discovery and settlement assistance
  • Coordinates insurance coverage and outside counsel
  • Reviews invoices and directs payment

Pre-negotiated fees with Littler Mendelson

  • World-class representation for attorney demand letters, responding to position statements, and mediation
  • Below-market rates with flat fees that count toward your deductible
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