Inland Marine and Miscellaneous Coverage

The term Inland Marine encompasses a number of different coverages. To understand the term, it helps first to understand that the term is an old one derived in part from Ocean Marine, which means property that may move from place to place on the ocean. Inland Marine means, in a loose sense, property that may move from place to place on land. Common Inland Marine coverages include property floaters, which insure special types of property not covered in basic property policies - Valuable Papers, Accounts Receivable, Fine Arts, Property in Transit, Exhibition Floater, Sign coverage and more.

Transit Insurance covers your business personal property and/or inventory while being transported to and from various locations. For example, coverage would apply to your property that is stolen or lost while being shipped via common carrier. An Exhibition Floater covers your business personal property used at a trade show or convention while it is away from your premises. For example, coverage would apply to a stolen or missing lap top computer that is part of your trade show booth. Fine Arts coverage provides coverage to works of art that are specifically scheduled in the policy declarations. Some insurance policies, however, provide blanket coverage for fine arts and there is no need to specifically schedule each piece of art. Business Personal Property at Any Other Location covers your personal property while it is away from your premises at an unscheduled location.

TriNet offers insurance as part of an HR outsourcing arrangement or as a stand-alone offering. For more information about TriNet Insurance Services, please call 1-888-842-6805.