Disability Benefits

TriNet offers access to several short-term disability (STD) and long-term disability (LTD) coverage options through The Hartford.

LTD plans have a pre-existing condition exclusion if during the 3 months before coverage is effective the worksite employee were diagnosed or treated, received diagnostic or treatment services or took drugs prescribed or recommended by a physician for an illness, injury or pregnancy-related condition. The plan does not pay benefits for a disability that is caused, or contributed to, by a pre-existing condition if the disability starts within the first 12 months after LTD coverage goes into effect.

Disability Plan Features

Disability Plan Options
	Short Term Disability					Long-Term Disability
Option	Paid for By	Benefit as % of Pre-Disability Earnings	Weekly Maximum Benefit	Upaid Elimination Period	Maximum Benefit Duration	Paid for By	Benefit as % of Pre-Disability Earnings	Monthly Maximum Benefit	Upaid Elimination Period	Maximum Benefit Durantion
2	Company	60%	$2,308	8 Days	25 Weeks	Company	60%	$12,500	180 Days	SSNRA**
3	Company	50%	$2,308	8 Days	25 Weeks	Company	50%	$12,500	180 Days	SSNRA**
4	Worksite Employee*	50% or 60%	$2,308	15 Days	24 Weeks	Company	60%	$12,500	180 Days	SSNRA**
5	Worksite Employee*	50% or 60%	$2,308	15 Days	24 Weeks	Company	50%	$12,500	180 Days	SSNRA**
6	Worksite Employee*	50%	$2,308	15 Days	24 Weeks	Worksite Employee*	50% or 60%	$10,000	180 Days	SSNRA**
7	Worksite Employee*	60%	$2,308	15 Days	24 Weeks	Worksite Employee*	50% or 60%	$10,000	180 Days	SSNRA**

_{*If a worksite employee did not elect worksite employee-paid disability coverage when first benefits eligible, or elects to increase coverage during open enrollment, the worksite employee is subject to Statement of Health (SOH) requirements and the disability election will not be effective until approved by the insurance carrier.}

_{**Social Security Normal Retirment Age (SSNRA)}