TriNet offers access to flexible spending accounts (FSAs) and a health savings account (HSA) that can help worksite employees save money on everyday expenses.

To help worksite employees maximize their savings with their flexible spending accounts (FSA) and understand important deadlines, click here to launch the FSA e-guide.

Flexible Spending Accounts

The maximum health care FSA annual contribution limit for the 2025 benefits plan year is $3,300. The maximum dependent day care FSA annual contribution limit for the 2025 benefits plan year is $5,000.

Health Care Flexible Spending Account (FSA)

• Used to pay for eligible health care-related expenses, up to $3,200, per benefits plan year.
• OR, Limited-Use Health Care FSA: For worksite employees enrolled in a high-deductible health plan (HDHP) with a health savings account (HSA). Eligible expenses include dental and vision expenses shown in IRS Publication 969, but exclude HSA-eligible medical expenses.

Dependent Day Care Flexible Spending Account (FSA)

Used to pay for eligible expenses related to the care of a child or eligible dependent, up to $5,000 per benefits plan year.

FSA Key Dates

_{*Grace period is only applicable if the worksite employee is an active participant on the last day of the plan year.}

Health Savings Account

The maximum HSA single contribution limit for the 2025 calendar year is $4,300. The maximum HSA family contribution limit for the 2025 calendar year is $8,550.

If you want to contribute to worksite employees’ HSAs, you can choose:

• A one-time, lump-sum payment during the TriNet benefits plan year; or
• Payments on a monthly, quarterly, annual or annual + monthly basis

To help worksite employees better understand how an HSA and high deductible health plan work together, click here. You can also share this video, Benefit Basics: HDHP & HSA.

HSA Key Dates

^{*Worksite employees may enroll in an HSA or change or stop their HSA deductions at any time during the year. The HSA Payroll Change Form is available on TriNet (login.TriNet.com).}