Disability Benefits

Disability_Benefits_BR20_3b.jpg

TriNet offers several short-term disability (STD) and long-term disability (LTD) coverage options through The Hartford.

Disability Plan Features

Disability Plan Options

 Short Term DisabilityLong-Term Disability

Option

Paid for By

Benefit as % of Pre-Disability Earnings

Weekly Maximum Benefit

Upaid Elimination Period

Maximum Benefit Duration

Paid for By

Benefit as % of Pre-Disability Earnings

Weekly Maximum Benefit

Upaid Elimination Period

Maximum Benefit Durantion

1

Company

66.67%

$2,308

7 Days

25 Weeks

Company

66.67%

$12,500180 DaysSSNRA** 
2

Company

60%

$2,308

7 Days

25 Weeks

Company

60%

$12,500180 DaysSSNRA** 

3

Company

50%

$2,308

7 Days

25 Weeks

Company

50%

$12,500180 DaysSSNRA** 
4

N/A

N/A

N/A

N/A

N/A

Company

60%

$12,500180 DaysSSNRA** 
5

N/A

N/A

N/A

N/A

N/A

Company

50%

$12,500180 DaysSSNRA** 
6Worksite Employee**50%$2,30814 Days24 WeeksWorksite Employee**50% or 60%$10,000180 DaysSSNRA** 
7Worksite Employee**60%$2,30814 Days24 WeeksWorksite Employee**50% or 60%$10,000180 DaysSSNRA** 
8Worksite Employee**50%$1,15414 Days24 WeeksN/AN/AN/AN/AN/A
9

N/A

N/A

N/A

N/A

N/A

Worksite Employee*

60%

$5,00090 DaysSSNRA** 

*STD options 1–3 have a 7-day elimination period; STD options 6–8 have a 14-day elimination period.

**All LTD options have a 180-day elimination period except option 9, which has a 90-day elimination period.

***Available as a company-paid, non-taxable LTD benefit option.

****If a worksite employee did not elect worksite employee-paid disability coverage when first benefits eligible, or elects to increase coverage during Open Enrollment, the worksite employee is subject to Statement of Health (SOH) requirements and the disability election will not be effective until approved by the insurance carrier.