Disability Benefits

TriNet offers nine short-term disability (STD) and long-term disability (LTD) coverage options through The Hartford.

Disability Plan Features

	Company-Paid STD Coverage*		Company-Paid LTD Coverage**
	Benefit	Weekly Maximum	Benefit	Monthly Maximum
Disability Option 1	66.67% of earnings	$2,308	66.67% of earnings	$12,500
Disability Option 2***	60% of earnings	$2,308	60% of earnings	$12,500
Disability Option 3***	50% of earnings	$2,308	50% of earnings	$12,500
Disability Option 4***	N/A (Company-Paid Option 4 is LTD only)		60% of earnings	$12,500
Disability Option 5***	N/A (Company-Paid Option 5 is LTD only)		50% of earnings	$12,500
	Worksite Employee-Paid STD Coverage*		Worksite Employee-Paid LTD Coverage**
	Benefit	Weekly Maximum	Benefit	Monthly Maximum
Disability Option 6****	50% of earnings	$2,308	50% or 60% of earnings (WSE choice)	$10,000
Disability Option 7****	60% of earnings	$2,308	50% or 60% of earnings (WSE choice)	$10,000
Disability Option 8****	50% of earnings	$1,154	N/A (Employee-Paid Option 8 is STD only)	N/A
Disability Option 9****	N/A (Employee-Paid Option 9 is LTD only)		60% of earnings	$5,000

_{*STD options 1–3 have a 7-day elimination period; STD options 6–8 have a 14-day elimination period.}

_{**All LTD options have a 180-day elimination period except option 9, which has a 90-day elimination period.}

_{***Available as a company-paid, non-taxable LTD benefit option.}

_{****If a worksite employee did not elect worksite employee-paid disability coverage when first benefits eligible, or elects to increase coverage during open enrollment, the worksite employee is subject to Statement of Health (SOH) requirements and the disability election will not be effective until approved by the insurance carrier.}