Disability Benefits

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TriNet offers access to seven different short-term disability (STD) options and six long-term disability (LTD) coverage through MetLife.

 

Disability Plan Features

 

Disability Plan Options
 Short-Term DisabilityLong-Term Disability
OptionPaid for ByBenefit as % of Pre-Disability EarningsWeekly Maximum BenefitUnpaid Elimination PeriodMaximum Benefit DurationPaid for ByBenefit as % of Pre-Disability EarningsMonthly Maximum BenefitUnpaid Elimination PeriodMaximum Benefit Duration
60% STD 750 Co Pd (Standard)*Company60%$7507 Days26 Weeks     
60% STD 1500 Co Pd (Enhanced)*Company60%$1,5007 Days26 Weeks     
50% STD 1750 Co PdCompany50%$1,7507 Days26 Weeks     
60% STD 2250 Co PdCompany60%$2,2507 Days26 Weeks     
60% STD 2500 Co Pd (Premium)*Company60%$2,5007 Days26 Weeks     
50% STD 1750 EE PdWorksite Employee50%$1,7507 Days26 Weeks     
60% STD 2250 EE PdWorksite Employee60%$2,2507 Days26 Weeks     
50% LTD 7500 Co Pd     Company50%$7,500180 DaysSSNRA**
60% LTD 10000 Co Pd     Company60%$10,00090 DaysSSNRA**
60% LTD 12500 Co Pd (Standard)     Company60%$12,500180 DaysSSNRA**
60% LTD 15000 Co Pd (Premium)     Company60%$15,00090 DaysSSNRA**
50% LTD 7500 EE Pd     Worksite Employee50%$7,500180 DaysSSNRA**
60% LTD 10000 EE Pd     Worksite Employee60%$10,00090 DaysSSNRA**

*Salary Continuation permitted

**Social Security Normal Retirement Age (SSNRA)

Long-Term Disability rate calculation will be based on each worksite employee's Base Annual Earnings, which are calculated per year.