Disability Benefits

TriNet offers access to seven different short-term disability (STD) options and six long-term disability (LTD) coverage through The Hartford.

IMPORTANT! Mid-year contribution changes for disability insurance are not permitted and can only be changed during your annual TriNet benefits renewal period.

Disability Plan Features

 

Disability Plan Options
 Short-Term DisabilityLong-Term Disability
OptionPaid for ByBenefit as % of Pre-Disability EarningsWeekly Maximum BenefitUnpaid Elimination PeriodMaximum Benefit DurationPaid for ByBenefit as % of Pre-Disability EarningsMonthly Maximum BenefitUnpaid Elimination PeriodMaximum Benefit Duration
60% STD 750 Co Pd (Standard)*Company60%$7507 Days26 Weeks     
60% STD 1500 Co Pd (Enhanced)*Company60%$1,5007 Days26 Weeks     
50% STD 1750 Co PdCompany50%$1,7507 Days26 Weeks     
60% STD 2250 Co PdCompany60%$2,2507 Days26 Weeks     
60% STD 2500 Co Pd (Premium)*Company60%$2,5007 Days26 Weeks     
50% STD 1750 EE PdWorksite Employee50%$1,7507 Days26 Weeks     
60% STD 2250 EE PdWorksite Employee60%$2,2507 Days26 Weeks     
50% LTD 7500 Co Pd     Company50%$7,500180 DaysSSNRA**
60% LTD 10000 Co Pd     Company60%$10,00090 DaysSSNRA**
60% LTD 12500 Co Pd (Standard)     Company60%$12,500180 DaysSSNRA**
60% LTD 15000 Co Pd (Premium)     Company60%$15,00090 DaysSSNRA**
50% LTD 7500 EE Pd     Worksite Employee50%$7,500180 DaysSSNRA**
60% LTD 10000 EE Pd     Worksite Employee60%$10,00090 DaysSSNRA**

*Available as a company-paid, tax-free LTD benefit option and salary continuation permitted.

** If a worksite employee did not elect worksite employee-paid disability coverage when first benefits eligible, or elects to increase coverage during open enrollment, the worksite employee is subject to Statement of Health (SOH) requirements and the disability election will not be effective until approved by the insurance carrier.