Disability Benefits
TriNet offers access to seven different short-term disability (STD) options and six long-term disability (LTD) coverage through The Hartford.
IMPORTANT! Mid-year contribution changes for disability insurance are not permitted and can only be changed during your annual TriNet benefits renewal period.
Disability Plan Features
| Disability Plan Options | ||||||||||
| Short-Term Disability | Long-Term Disability | |||||||||
| Option | Paid for By | Benefit as % of Pre-Disability Earnings | Weekly Maximum Benefit | Unpaid Elimination Period | Maximum Benefit Duration | Paid for By | Benefit as % of Pre-Disability Earnings | Monthly Maximum Benefit | Unpaid Elimination Period | Maximum Benefit Duration |
| 60% STD 750 Co Pd (Standard)* | Company | 60% | $750 | 7 Days | 26 Weeks | |||||
| 60% STD 1500 Co Pd (Enhanced)* | Company | 60% | $1,500 | 7 Days | 26 Weeks | |||||
| 50% STD 1750 Co Pd | Company | 50% | $1,750 | 7 Days | 26 Weeks | |||||
| 60% STD 2250 Co Pd | Company | 60% | $2,250 | 7 Days | 26 Weeks | |||||
| 60% STD 2500 Co Pd (Premium)* | Company | 60% | $2,500 | 7 Days | 26 Weeks | |||||
| 50% STD 1750 EE Pd | Worksite Employee | 50% | $1,750 | 7 Days | 26 Weeks | |||||
| 60% STD 2250 EE Pd | Worksite Employee | 60% | $2,250 | 7 Days | 26 Weeks | |||||
| 50% LTD 7500 Co Pd | Company | 50% | $7,500 | 180 Days | SSNRA** | |||||
| 60% LTD 10000 Co Pd | Company | 60% | $10,000 | 90 Days | SSNRA** | |||||
| 60% LTD 12500 Co Pd (Standard) | Company | 60% | $12,500 | 180 Days | SSNRA** | |||||
| 60% LTD 15000 Co Pd (Premium) | Company | 60% | $15,000 | 90 Days | SSNRA** | |||||
| 50% LTD 7500 EE Pd | Worksite Employee | 50% | $7,500 | 180 Days | SSNRA** | |||||
| 60% LTD 10000 EE Pd | Worksite Employee | 60% | $10,000 | 90 Days | SSNRA** | |||||
*Available as a company-paid, tax-free LTD benefit option and salary continuation permitted.
** If a worksite employee did not elect worksite employee-paid disability coverage when first benefits eligible, or elects to increase coverage during open enrollment, the worksite employee is subject to Statement of Health (SOH) requirements and the disability election will not be effective until approved by the insurance carrier.