What's Changing
Highlights for the 2023 Benefits Plan Year
Each year TriNet evaluates the healthcare program as part of the annual renewal process. As a result of this evaluation TriNet may introducing changes to the offering. This year’s selections for medical, dental and vision were made to align with other existing health and welfare offerings. Please see the chart below for important business rule changes effective April 1, 2023.
| Current | New | |
| Medical Carriers | Aetna, Blue Shield of California (BSCA), FL Blue and Kaiser | Current carriers and Tufts will be added as additional carrier |
| Dental Carriers | Aetna and Guardian | No change |
| Vision Carrier | Aetna Eyemed | No change |
| Deselection of Individual Medical, Dental & Vision Plans | Individual medical, dental and vision plans may be deselected. Worksite employees only have access to individual plans that haven't been deselected | Individual medical, dental and vision plans cannot be deselected. Worksite employees will have access to all plans through the available carrier(s) based on home ZIP code eligibility |
| Minimum Funding | 50% of the lowest cost plan selected | 50% of the lowest cost plan offered in the headquarter state |
| Medical Plan Rates | National rates | Regional rates |
Medical
- Effective April 1, 2023, Tufts will now be offered as an available carrier for clients who are headquartered in Massachusetts (MA), and with worksite employees who reside in MA, New Hampshire (NH) or Rhode Island (RI).
- Tufts will also be available as a carrier for clients offering Florida Blue, who have worksite employees who reside in MA.
To view What's Changing for the 2023 benefits plan year, click on the medical carrier logo(s) below.
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Dental
- To view What’s Changing for the 2023 benefits plan year, click on the dental carrier logo(s) below
Vision
- To view What’s Changing for the 2023 benefits plan year, click on the vision carrier logo below
Flexible Spending Accounts (FSAs) and Health Savings Account (HSA)
- TriNet will remain as the FSA administrator.
- The maximum health care FSA annual contribution limit for the 2023 benefits plan year is $3,050. The maximum dependent day care FSA annual contribution limit for the 2023 benefits plan year is $5,000.
- There will be no change to HSA banks.
- The maximum HSA single contribution limit for the 2023 calendar year will be increasing to $3,850. The maximum HSA family contribution limit for the 2023 calendar year will be increasing to $7,750.
Disability
- No plan design changes.
Life and AD&D Insurance
- No plan design changes.
Voluntary Benefits
- No plan design changes.
Voluntary Benefit Plans | ||||
Aflac | Chubb | Farmers GroupSelectSM | IdentityForce | MetLife |
Other Benefits
- TriNet now provides your eligible U.S. based worksite employees enrolled in a TriNet-sponsored medical plan access to HealthAdvocate. Whether your worksite employees have questions about COVID-19, how to find health insurance for family members or are overwhelmed with medical bills, the HealthAdvocate team of nurses and billings and claims specialists can help your worksite employees get the answers they need, saving them time, money and worry. This benefit will be available at no charge until April 30, 2024. Also, HealthAdvocate covers your worksite employees and eligible relatives, which may include, their spouse, dependents and even their parents and parents-in-law. Click here for more details.
- The maximum commuter benefits monthly contribution limit for the 2023 calendar year is $300 for both qualified parking and public transit expenses.
- No plan design changes to the Employee Assistance Program (EAP).